November 2015 Net Worth Update (+$13,459)




Highlights for November

  • Im happy to report that November turned out to be another positive month for us.
  • Our properties are listed on our balance sheet based on their cost basis, not current market value. We have done this during the the real estate market highs and lows. I believe real estate is too illiquid to list based on recent sale transactions.
  • I spent the entire month of November unexpectedly traveling for work (except for Thanksgiving week). It was a hectic month and reduced our spending in some areas (home improvement projects, office commutes, etc), but increased it in others - (convenience dining, child care, etc). It use to be that traveling for work was a clear benefit for our bottom line, but now with young kids and more obligations I believe traveling for work has a minor negative impact on our net worth.
  • Otherwise November was a very quiet month for us financially.


October 2015 Net Worth Update (+$67,372)




Highlights for October

  • With the holiday vacation Im finally catching up for the past couple months and posting our monthly reports.
  • Our properties are listed on our balance sheet based on their cost basis, not current market value. We have done this during the the real estate market highs and lows. I believe real estate is too illiquid to list based on recent sale transactions.
  • In October our family of 4 took a trip down to Florida and took a 7 day NCL cruise to the Caribbean. It was a bit more hectic vacation than my wife and I expected, but it was still great to get away and a good value for us.
  • Our investment portfolio gained 7.34% in October which is a huge recovery, but significantly below our benchmark (8.47%).
  • Overall it was a good month that recovered the paper losses we recognized for the past 2 months.


Kashi Settlement Up to $27.50 Back

If you have purchased any Kashi products between May 3, 2008 and September 4, 2015 you may be eligible for a class action lawsuit settlement. You can fill out a claim form at allnaturalsettlement.com even if you don't have any receipts. I have picked up a couple Kashi products over the years so I filled it out to see if I will get anything back. Claim forms must be submitted by January 19, 2016.


September 2015 Net Worth Update (-$23,199)




Highlights for September

  • We have earned approx $3,400 (in gift cards, points, and miles) through credit card signup bonuses in the past year.
  • Our properties are listed on our balance sheet based on their cost basis, not current market value. We have done this during the the real estate market highs and lows. I believe real estate is too illiquid to list based on recent sale transactions.
  • Im counting down to an overdue vacation in October - we are planning a family vacation for the four of us to spend a few days down in Florida and then take a Norwegian 7 day cruise. Plan to be an internet/work free vacation.
  • Our investment portfolio declined ~3.65% in September, roughly inline with our benchmark. Im starting to get a little perked up based on market sentiment over the past couple months. I've been thinking the market has been overvalued for a while. Valuations are still very high IMO, but Im starting to think there may be some good investment opportunities ahead soon, we will just have to see if the trend continues. Based on the last financial crisis I recognize it may take some time to develop. Its just hard to be patient.


August 2015 Net Worth Update(-$44,297)




Highlights for August

  • We have earned approx $3,400 (in gift cards, points, and miles) through credit card signup bonuses in the past year.
  • Our properties are listed on our balance sheet based on their cost basis, not current market value. We have done this during the the real estate market highs and lows. I believe real estate is too illiquid to list based on recent sale transactions.
  • I had a number of rental repairs completed in August including a new roof and some other repairs that added up to $4,300.
  • Our Rental security deposits balance went down as I paid out 2 security deposits from rental turnovers in July.
  • Our investment portfolio declined ~6.5% in August, inline with our benchmark. I also started putting some cash to work, adding to some of our investments with the recent declines in Fairfax Financial, Genworth, and Union Pacific.
  • Otherwise a pretty quiet month for us.


Last 15 Personal Finance Entries


08/16/2015 | July 2015 Net Worth Update (-$2,103)
07/18/2015 | June 2015 Net Worth Update (+2,172)
06/14/2015 | May 2015 Net Worth Update (+15,309)
05/03/2015 | April 2015 Net Worth Update (+$16,009)
04/30/2015 | Financial Freedom Plan - 2015 Update
04/13/2015 | March 2015 Net Worth Update (+$5,216)
03/08/2015 | February 2015 Net Worth Update (+$44,489)
03/02/2015 | January 2015 Net Worth Update (-$20,867)
01/16/2015 | December 2014 Net Worth Update (+$1,239)
12/22/2014 | November 2014 Net Worth Update (+$26,286)
12/20/2014 | Free EPIX HD Online Trial till March 6
11/30/2014 | October 2014 Net Worth Update (+$11,916)
10/19/2014 | GUL Cash Accumulation Fund
10/07/2014 | September 2014 Net Worth Update (-$14,957)
09/27/2014 | Free Museum Day 2014

About 2millionblog.com

A personal finance weblog of my journey to reach my goal of $2 million + the value of my primary residence.
Current Net Worth: $1,338,558

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